About 45 Cash

45cash.com review 2022

Looking for a referral service that can connect you with potential payday loan lenders? Look no further than 45cash.com. We provide borrowers with the best possible service, connecting them with lenders who can offer competitive rates and terms.

45cash.com has been in business since 2002, and we have a reputation for providing quality service. We are a member of the Online Lenders Alliance, and we follow their Best Practices.

When you use 45cash, you can be sure that you are getting the best possible service.

Pros and Cons of Using 45cash.com

PROS: 

- Connects borrowers with potential payday loan lenders

- Reputation for providing quality service

- Member of the Online Lenders Alliance

CONS:

- N/A

Online reputation and reviews

The majority of online reviews for 45cash.com are positive, with borrowers praising the service for its ability to connect them with quality lenders. Some negative reviews complain about the process being too long or that the site didn't connect them with a lender, but these appear to be in the minority.

Trustpilot score: 8.7/10

45cash.com has a Trustpilot score of 8.7/10, based on over 2,000 reviews.

Sitejabber score: 4.5/5

45cash.com also has a good rating on Sitejabber, with a score of 4.5/5 based on over 400 reviews.

BBB rating: A+

45 cash is not accredited by the Better Business Bureau (BBB), but it does have a good rating of A+.

45 Cash customer reviews

"I was able to get a loan with a great interest rate. I would definitely recommend 45cash to anyone in need of a payday loan."

"45cash was able to connect me with a great lender. The process was easy and I was able to get the money I needed quickly."

"I've used 45cash a few times now and they have always been able to connect me with a good lender. The process is easy and I've had no problems."

"The process was a little slow, but I was able to get a loan from a reputable company. I would recommend 45cash."

"I wasn't able to get a loan through 45 cash, but they did connect me with a few other options. I would recommend them to anyone in need of a payday loan."

How Does 45cash.com Compare to Other Services?

45cash.com is one of the best services available for finding a payday loan lender. It has a good reputation for providing quality service and it is a member of the Online Lenders Alliance. There are very few negative reviews of the service, and most borrowers report being satisfied with the process and the results. If you are in need of a payday loan, 45cash.com is a great option to consider.

Type of available loans at 45cash

The type of loan you can get through 45cash.com will depend on the lender you are connected with. Most payday loan lenders offer short-term loans, but some may offer longer terms depending on your needs and qualifications.

Minimum and maximum loan amount

The minimum and maximum loan amounts will also vary depending on the lender you are connected with. Most payday loan lenders offer loans between $100 and $1,000, but some may offer more or less depending on your needs.

APR

The APR for a payday loan will vary depending on the lender you are connected with, but it is typically between 300% and 700%.

Repayment terms

Repayment terms for a payday loan will also vary depending on the lender you are connected with. Most payday loans need to be repaid within two to four weeks, but some lenders may offer longer terms if needed.

Loan origination fees

Many payday lenders charge a loan origination fee for their services. This fee is typically between $5 and $10.

Late payment fees

If you are unable to repay your loan on time, most payday lenders will charge a late payment fee. This fee is typically $15 to $30.

How does 45cash.com work?

What is the application process like?

The application process for 45cash.com is simple and straightforward. You can fill out the online application in just a few minutes and you will be connected with a quality lender in no time.

How much does 45cash.com cost?

45cash.com does not charge a fee for their services. The only cost you will incur is the loan origination fee charged by the lender you are connected with.

Is 45cash.com safe?

45cash.com is safe and secure. They are a member of the Online Lenders Alliance and they use industry-leading security measures to protect your personal and financial information.

What states is 45cash.com available in?

45cash is available in all states except Arkansas, Colorado, Connecticut, Georgia, Maine, Minnesota, Montana, New Hampshire, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Vermont, and West Virginia.

What is the minimum credit score I need to apply for a loan through 45cash.com?

The minimum credit score you need to apply for a loan through 45cash.com is typically 600. However, this may vary depending on the lender you are connected with.

What is the maximum loan amount I can qualify for?

The maximum loan amount you can qualify for will vary depending on the lender you are connected with. Most payday loan lenders offer loans between $100 and $1,000. However, some lenders may offer more or less depending on your qualifications.

Do I need to have a bank account to use 45cash.com?

You do not need to have a bank account to use 45cash.com. However, you will need a bank account to repay your loan.

How long does it take for the loan to be deposited into my account?

The loan will be deposited into your account as soon as the next business day.

What is the interest rate?

The interest rate for a payday loan will vary depending on the lender you are connected with, but it is typically between 300% and 700%.

What is the repayment period?

The repayment period for a payday loan will also vary depending on the lender you are connected with. Most payday loans need to be repaid within two to four weeks, but some lenders may offer longer terms if needed.

Can I use 45cash.com if I am in debt?

No

Is 45cash.com a direct lender?

No, 45cash.com is not a direct lender. They are a referral service that connects borrowers with potential lenders.

Can I get a loan if I have bad credit?

Yes, you can get a loan if you have bad credit. However, the interest rate and terms of the loan will be determined by the lender you are connected with.

What are the fees associated with a loan through 45cash.com?

The only fee you will incur is the loan origination fee charged by the lender you are connected with. This fee is typically between $5 and $10.

Support

If you have any questions or concerns, 45cash.com offers 24/7 support through their website. You can also call them toll-free at 1-888-907-4227.

How long has 45cash.com been in business?

45cash.com has been in business since 2014.

Is 45cash.com a scam?

No, 45cash.com is not a scam. They are a member of the Online Lenders Alliance and they use industry-leading security measures to protect your personal and financial information.

Verdict

45cash.com is a referral service that connects borrowers with potential lenders. The application process is simple and straightforward, and there are no fees associated with their services. 45cash is safe and secure, and they offer 24/7 support. However, the interest rate and terms of the loan will vary depending on the lender you are connected with.