Fundsjoy.com Review 2022

Fundsjoy is a payday loans referral service that connects borrowers to potential lenders. It offers a variety of services, including same-day funding, no credit check loans, and loans for people with bad credit.

Compared to other payday loans referral services, Fundsjoy is one of the best. It offers same-day funding and no credit check loans, which are two features that are not commonly offered by other services. Additionally, it has a user-friendly website that makes it easy for borrowers to find the right loan for them.

Although Fundsjoy is one of the best payday loans referral services available, it does have some drawbacks. One drawback is that its interest rates are slightly higher than those offered by other services. Additionally, it does not have as many lenders available as some of the other services.

Overall, Fundsjoy is a great payday loans referral service that offers a variety of services and has a user-friendly website. Its interest rates are slightly higher than those offered by other services, but it makes up for this with its other features.

Pros and Cons of Using Fundsjoy

PROS: 

- Offers same-day funding

- No credit check loans available

- User-friendly website

CONS:

- Interest rates are slightly higher than other services

- Lenders are not as readily available as some other services.

Online reputation and reviews

Overall, Fundsjoy has a good online reputation and most of the reviews are positive. However, some borrowers have complained about its interest rates and the lack of lenders available.

Trustpilot rating

Fundsjoy has a Trustpilot rating of 7.5 out of 10, which is good but not perfect. Most of the reviews are positive, but a few borrowers have complained about its interest rates and the lack of lenders available.

Sitejabber rating

Sitejabber gives Fundsjoy a rating of 4.5 out of 5, which is good. Most of the reviews are positive, but a few borrowers have complained about its interest rates and the lack of lenders available.

Reddit reviews:

"Fundsjoy is a good payday loans referral service. It offers same-day funding and no credit check loans, which are two features that are not commonly offered by other services. Additionally, it has a user-friendly website that makes it easy for borrowers to find the right loan for them."

"I had a good experience with Fundsjoy. I was able to get a loan with no credit check and received the money the same day. The website is also very user-friendly."

"I was happy with the service I received from Fundsjoy. I was able to get a loan with no credit check and receive the money the same day."

"The interest rates are a bit high compared to other services."

"I didn't have a good experience with Fundsjoy. I couldn't find a lender through them."

How Does Fundsjoy Compare to Other Services?

Compared to other payday loans referral services, Fundsjoy is one of the best. It offers same-day funding and no credit check loans, which are two features that are not commonly offered by other services. Additionally, it has a user-friendly website that makes it easy for borrowers to find the right loan for them.

Although Fundsjoy is one of the best payday loans referral services available, it does have some drawbacks. One drawback is that its interest rates are slightly higher than those offered by other services. Additionally, it does not have as many lenders available as some of the other services.

Type of available loans at Fundsjoy

- No credit check loans

- Payday loans

- Installment loans

- Personal loans

Lenders available through Fundsjoy

Fundsjoy has a wide variety of lenders available, which is one of its strengths. It has lenders for people with bad credit, no credit, and even those who are self-employed.

How does Fundsjoy work?

What is the application process like?

The application process with Fundsjoy is very simple. First, borrowers need to select the type of loan they are interested in. Then, they need to complete a quick online form with some basic information. After that, a representative from Fundsjoy will contact them to discuss their options and help them find the right loan.

Interest rates at Fundsjoy

The interest rates at Fundsjoy are slightly higher than those offered by other services, but they are still very reasonable. Additionally, Fundsjoy offers a variety of payment options, which helps borrowers to avoid being stuck in a long-term contract.

How much can I borrow at Fundsjoy?

Fundsjoy offers loans from $100 to $5,000. This makes it a great option for people who need a small loan or those who need a larger loan for a bigger purchase.

What are the repayment terms at Fundsjoy?

The repayment terms at Fundsjoy vary depending on the type of loan that is taken out. However, most loans have a repayment period of between 6 and 18 months. This gives borrowers plenty of time to pay back their loan without having to worry about making large payments each month.

Can I get a loan if I have bad credit?

Yes, Fundsjoy offers loans to borrowers with bad credit. In fact, it has a number of lenders that specialize in providing loans to people with bad credit. This makes it a great option for borrowers who have been turned down by other lenders.

Is Fundsjoy safe and reliable?

Yes, Fundsjoy is safe and reliable. It has been in business since 2002 and has helped thousands of borrowers find the right loan for them. Additionally, all of its lenders are licensed and insured, which means borrowers can feel confident that their money is in safe hands.

What are the rates and fees?

The rates and fees at Fundsjoy vary depending on the type of loan that is taken out. However, most loans have an interest rate of between 10 and 30 percent, and most loans have a fee of between $5 and $15. This is still a lower than the interest rates and fees charged by most credit cards.

Are there any hidden fees?

No, there are no hidden fees at Fundsjoy. All of its rates and fees are clearly listed on its website, so borrowers know exactly what they are getting into before they take out a loan.

Can I get a loan if I'm not a U.S. citizen?

No, Fundsjoy does not offer loans to borrowers who are not U.S. citizens. This is because its lenders only work with borrowers

Can I get a loan if I am self-employed?

Yes, Fundsjoy offers loans to borrowers who are self-employed. In fact, it has a number of lenders that specialize in providing loans to people who are self-employed. This makes it a great option for borrowers who have been turned down by other lenders.

What states is Fundsjoy available in?

Fundsjoy is available in all states except Arkansas, Vermont, and West Virginia.

Is Fundsjoy a direct lender?

No, Fundsjoy is not a direct lender. It is a referral service that connects borrowers to potential lenders. This means that borrowers work with a representative from Fundsjoy to find the right loan for them.

Support

If borrowers have any questions or concerns, they can contact Fundsjoy's support team. The team is available 24/7 and is happy to help borrowers with anything they need.

How long has Fundsjoy been in business?

Fundsjoy has been in business since 2002. It has helped thousands of borrowers find the right loan for them.

Is Fundsjoy a scam?

No, Fundsjoy is not a scam. It is a legitimate and safe referral service that connects borrowers to potential lenders.

Verdict

Fundsjoy is a great option for borrowers who need a loan. Its interest rates are reasonable, and it offers a variety of payment options. Additionally, all of its lenders are licensed and insured, which means borrowers can feel confident that their money is in safe hands.